Almost funny—but not really, since many corporations do carry life insurance on their employees. (Inspired by coming across this fact that I’ve never seen mentioned in personal finance tomes.)
- Does this company currently carry life insurance on me, giving it a tax deduction as long as I’m alive, and a huge benefit when I die?
- If yes, how much of this insurance benefit will my family receive?
- Is the cost of the insurance premiums deducted from my salary, or the otherwise “fair market value” for this position?
- If the company does not carry life insurance on me, are there any plans for it to do so in the future?
- Does this company have any unfullfilled OSHA requirements? Please be specific.
- Does my current supervisor have a history of abuse? Any outstanding warrants or pending law suits to which they are a major party?
- How many people have held this position over the last ten years? Did any of them leave or die as a result of heart attack, stroke, or “inexplicable” causes?
- Does my job description include training a successor while employed here?
- Has this company ever lobbied in any way against legislation designed to protect the quality of air, water, food, or the delivery of health care services from any type of provider?
- Can my family count on this company’s support in the event of my death or disability? Please be specific.
If you find your employer uncooperative in answering any of these questions, please be aware that it normally requires your consent and signature for anyone to have life insurance on your life. You may have already signed such consent papers in the paper blizzard presented upon being hired, however. Given that our laws currently provide personhood in perpetuity for corporations—with none of the responsibilities of individuals—corporations may even prove successful in eliminating that requirement. Please stay informed.
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